Study in the United States have the necessary knowledge

In the United States, the car insurance is mainly divided into liability, liability insurance and damage waiver (collision insurance), liability and damage waiver can be as simple as the former is mainly in the accident compensate each other, while the latter is mainly in the accident claims of their own, and in most states, liability is forced to buy.If students buy second-hand car, century China brigade studying xu teacher suggested to buy liability, but if the student is to buy a new car, xu teacher recommendations or good, to buy all risks and all risks and risk of half of the service is also different, if you buy all risks, in an accident, it is the responsibility of the each other, your agent (agent) will also be responsible for help you to communicate with each other agent contact, punish compensation, and for half a risk, your agent will only provide some form, and then by your operation, so the study abroad in China brigade xu teacher suggested economic bounteous to study abroad or to buy new all risks is better.


International students in the auto insurance and to pursue what specific preferential?Been driving effect on car insurance is huge, in the United States, generally been driving the corresponding premium corresponding to the four files, the following 3 years, 3 to 6 years, 6 to 10 years and more than 10 years of driving experience.Students in 3 and a half years below the insurance for $2500, and $3 and a half years later risk down to 1500 by the driving experience, can be seen from here been driving effect on car insurance.Domestic driving experience is also can calculate, so century China brigade studying xu teachers suggest that students who plan to study abroad to get your driving licence as soon as possible.Another have to mention the discount is good student (good student) is favorable, many insurance companies will provide the discount, can provide the transcript, to students of the GPA of 3.0 or more have a discount of 5% to 15% range, so be sure to consult.Students car generally, that is, to and from school, so can also fight for another discount, mileage discount, general mileage in the 10000 miles (1 miles = 1.6 kilometers) under every year can enjoy certain discount, while the discount under 8000 miles each year is quite good.Another is the forward discount is full payment, car insurance can pay by the month, also can pay on a quarterly, generally pay can get 5% discount.Application is not to be billed paperless payment may also be a discount of 2%.At last the car brand and the condition of the car also have certain influence to the insurance, the repair is relatively cheap car insurance is relatively low price.

GEICO, Progressive, State Farm is a famous insurance company in the United States, in every State, on May the policy also has difference, so when buying car insurance can shop around, choose low price.Triple A, the American automobile association (AAA) provide all services in the field of auto travel drive, such as: emergency road rescue service, trailer, car rental, travel plans, maps, information consulting, etc.Student is called triple A key lock the car, and then solve, triple about dozens of dollars A year, A century China brigade studying xu teachers think the car is not very familiar with the students to deal with or very be necessary.